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Spain Real Estate Financing


70% financing from Spanish banks with a payback period between 15-30 years! “

There are no restrictions on foreign buyers purchasing property in Spain. There are no restrictions either for a foreigner to apply for a bank loan / mortgage from a Spanish bank or financial institution

If you want more info about financing your investment by a Spanish Bank you can click on the link below


Below is a a real example with a Swedish customer Björn what he was offered recently by 4 different Spanish bank for a home loan for an amount of 420,000€

  • BANK A
  • Term: 30 years
  • 1,20% Interest Rate
  • 1,319€ Monthly Payment
  • BANK B
  • Term: 25 years
  • 1,50% Interest Rate
  • 1,680€ Monthly Payment
  • BANK C
  • Term: 25 years
  • 1,65% Interest Rate
  • 1,709€ Monthly Payment
  • BANK D
  • Term: 20 years
  • 1,90% Interest Rate
  • 2,105€ Monthly Payment

In the example above you can see that we can negotiate a affordable loan for you and save you even 664€ per month compared with the most expensive option. This is a saving of 7986€ per year

The example is based on a purchase of a real estate priced at 600,000€ + iva LTV: 70% (Loan-To-Value ratio)

The service fee to obtain a home loan through this service is only 1% with no payment if not approved. Customer pays only when he is approved by the bank!

Spanish mortgage is definitely possible for non-residents

If you’re financing your property purchase with a loan there are a few things to consider

Spain offers several types of bank loans to foreign buyers (Non-Citizens) but there can be a difference between residential and non-residential loans in the maximum loan-to-value (LTV) that banks will allow.

Spanish residents can generally borrow up to 80% of the property’s assessed value while non-residents (foreigners) are limited to 60–70% LTV, depending on the mortgage type. The payback period from Spanish banks are also very convenient, between 15-30 years!

All these differences and details will be explained in the link below so that you can make the right decision if you want to go ahead with applying for a loan from a Spanish bank

Click the button below “GET FINANCING” to learn more

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